Perceive all. Know what matters.
Insights
Research, foresight and decision tools from Vivek Sharma. For a research practice, the writing is the evidence: the reasoning is shown, and the assumptions are written down.
Some pieces are published here. Others live at Planning for Scientists, where the financial-planning work is delivered; those are marked .
The library
Filter by kind of work. Each category answers a different question.
- Foresight
- Markets, policy and geopolitics, read as probabilities rather than predictions.
- Planning
- Financial planning, written for scientists and the people who work alongside them.
- Decision Tools
- Frameworks and worksheets for making a decision well.
- Field Notes
- Briefs from conferences, trial readouts and the research behind a decision.
Structural vulnerabilities in US Treasuries and private credit
Two connected pressure points: the US Treasury market under rising federal debt, and the growth of private credit.
Foresight3 lessons from the US-Israel war on Iran to save your portfolio
The fog of war and the fog of a bear market have more in common than most people realise.
ForesightA probabilistic look at the hybrid global order
Great-power rivalry, economic fragmentation and transnational instability, read as probabilities rather than predictions.
ForesightTreasury yield outlook for a scientific mind
Rate cuts, moderating inflation and persistent fiscal pressure: what shapes long-term Treasury yields in 2026.
PlanningPeer review your own financial plan: a scientist’s guide
Apply the discipline of peer review to the plan you already have.
PlanningHow would scientists make financial planning decisions?
What changes when a financial plan is built the way a scientist builds an experiment.
PlanningThe flaws that threaten AI also undermine your financial plans
Reward hacking and goal misgeneralisation, and why the same failure modes show up in financial plans.
Decision Tools · New seriesTen common investor mistakes
One mistake every other Monday, each with a tool to catch it in your own decisions.
Coming to Connotia
Briefs from conferences, trial readouts and the research behind a decision. Subscribe below to hear when the first one is published.
Decision Tools · A new series
Ten common investor mistakes, and a tool for each
Most investing mistakes are not failures of intelligence. They are predictable, and they can be caught before they cost anything.
One piece every other Monday, starting 30 November 2026. Each one names a mistake, shows how to spot it in your own decisions, and gives you a tool to use. A downloadable workbook follows when the series ends.
First in the series
- 30 Nov Your savings rate: the lever you control
- Next Capacity, willingness and requirement: the three sides of risk
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New Insights, when there is something worth reading
Foresight, field notes and the investor-mistakes series. No sales sequence, no daily digest.
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Articles are educational and are not a recommendation to buy or sell any security. Articles hosted at Planning for Scientists are published through Gwynedd Wealth Partners, LLC.